No one expects to have a medical emergency away from home, or to have to cancel a trip due to an emergency but you can be prepared for these events.  The cost of medical expenses out of country can be exorbitant. Take this opportunity to choose the plan that's right for you. Coverage is available for anyone traveling for pleasure or on business. 

Also available -  Visitors to Canada insurance

Life Insurance
Mortgage Protection

Mortgage Life Insurance – Protect yourself Not your Bank!

There’s an alternative to mortgage insurance. 

It’s become routine. Secure a mortgage with any lending institution and most likely you’ll be asked to buy a life or critical illness insurance policy, or both, to protect your mortgage.

What the lender is really asking you to do is protect their company. The coverage is designed as creditor protection and the benefits would be used only to pay off any remaining mortgage balance – no matter what other needs you may have.Prior to accepting mortgage insurance, you should know that you have other options. 

Welcome to Best Plan For You.  Insurance can be confusing and intimidating.  However, our approach is to listen to you and give unbiased advice.  We are here to help you to understand and choose the best options for your situation.  Life insurance is an easy and effective way to protect your loved ones against things you cannot predict and also provides a tax-free benefit upon your death. 

As independent insurance brokers, we are not tied to any one company.  Therefore you will receive the best plan at the best price.   We shop the markets for you to locate the best rates from amongst the top companies in Canada. Our approach is comprehensive, practical and consultative.

Are you covered for the right amount?  Are you paying too much?

Protect your income, protect your lifestyle.  Your ability to earn an income is your most valuable asset.  if you were to become seriously ill or disabled how would that affect your lifestyle?

Disability insurance is designed to replace a portion of your income if you become disabled and are unable to earn an income. 

 Critical illness insurance provides a lump-sum cash payment if you become sick with an illness covered by your policy and survive the waiting period,  And, unlike reimbursed health insurance benefits, you decide how to spend the money.

Life Insurance can protect the financial security of the people you love by providing a tax free payment to your beneficiaries. The amount of coverage you buy and the type of insurance should be based on your circumstances and needs

​While you may have basic life insurance through work, the coverage may not meet your needs and typically ends when you leave your employer. The cost of individually purchased life insurance depends on your age, gender, health, medical history and lifestyle.

Living Benefits